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How to Build a Million Dollar Team: Loyalty

7/24/2013

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By: Stefan Aarnio
Freedomway.ca
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"Loyalty is the fabric that holds relationships together." - Stefan Aarnio

Loyalty is one of the rarest commodities to be found these days. In a world where everyone seems to have their own agenda, where can one find loyalty and how can we measure it?

I have always found it easy to do joint ventures with other business people and investors because I understand one key fundamental. To work together, two parties must share one common goal, or mission. If two people have the same mission, working together on a venture is simple. Loyalty happens when two parties can keep their missions aligned over time.

As my business grows, I have to bring on more and more team members. I have been burned in the past with bad team members, but have slowly built an outstanding team. Entrepreneurs and self employed business people are always apprehensive to add more team members because we want to have full control at all times. However, the larger we get, the more team members we must add.

How do I choose my team members?

I have always believed the mantra of the American billionaire Bill Bartmann "Hire slow and fire fast" and "hire for aptitude, fire for attitude":

1) Hire slow and fire fast: When considering bringing on a new team member, take your time and make the "courting" process long. Have the new team member jump through many hoops before offering them a position. I used to belong to an organization that thrived on having all potential employees work for free before becoming full time staff. The organization had stellar people working for it because the bar was set high. On the flip side, when the disease of negativity is spreading through your ranks - fire fast! As soon as you sense a team member becoming jaded, negative or poisoning the minds of your other team mates, then fire them as fast as possible. Negative energy and negative attitudes are a cancer that must be dealt with quickly if your business is going to survive.

2) HIre for aptitude, fire for attitude: When I am bringing new people onto my team, I do not care if they have paper "qualifications". I am more interested in their passion and personal ambition. I want to know if this team member finds their work exciting and enjoyable and if it fits into the larger vision in their life. Happy people are infectious and they attract success. In contrast, a poor attitude of a single team member can destroy an entire team. I was recently going to hire a realtor to sell a house I had just finished renovating; she had all of the qualifications and was recommended by one of my colleagues - she had the aptitude. However, her attitude was so negative that after listening to her talk for 5 minutes, I changed my mind and fired her on the spot. Attitude is everything, especially in selling and business, the right attitude can bring your organization to the stars and the wrong attitude will smash it on the rocks.

Recently, I have been looking for an apprentice to become my successor and take over the daily operations of my real estate business. There are many qualified individuals and many people who would like the have the position. With so many qualified prospects, decision making can be hard, how will I make a choice?

The #1 attribute that I am looking for in an operations manager is loyalty. Loyalty these days seems to be a forgotten virtue of ages past, but I can still find a few loyal people if I look hard enough.

But what does it mean to be loyal?

Loyal people stay faithful in their primary relationships, stay with their employer without "shopping around" for other jobs, and can manage to create relationships for life through exclusivity.

There are far too many business people who will chop of the heads and hands of their partners to get one step ahead. Unfortunately, the world does not need more of these people.

So how do you find the best and most loyal people for your team?

Divide the people you know into three categories:

1) The loyal and trusted - These people are proven, they are loyal and have the same mission as you - they have no reason to change course! When you have someone in this category, do everything you can to keep them happy and keep them on your team. Billion dollar businesses are built by assembling teams of these people. The loyal and the trusted are gold, especially in today's economy.

2) The "watch carefully list" - as soon as I see someone on my team show signs of disloyalty somewhere in their personal life or business, they go on the "watch carefully list". Does this mean I will not do business with these people? No. It just means that I must handle these people with extreme care and know that they will not  be around for the long term. They are short sighted and can't see the big picture. If these people get too greedy or ambitious, they may become traitors.

3) The blacklist - These people are proven traitors. When I am betrayed by a team member and trust is broken, I may forgive, but I will keep proven traitors on the blacklist and they will receive no further business from me. The quickest way to stop bleeding is to cauterize the wound and seal it with fire. As soon as I can sense betrayal, I will quickly move the offending team member to the blacklist from which they shall never return. "Fool me once, shame on you… fool me twice, shame on me".

The lessons I have learned about loyalty, traitors and relationships have been hard fought from the school of life. No business school in the world can teach you how to spot a traitor or how to deal with them. Business schools also cannot teach you about cherishing loyal partners for life. Sometimes the hardest lessons in life must be learned first hand, but once you have weeded out all of the bad apples, you will be left with nothing but the sweetest fruit on the tree.

Thanks for reading,
Stefan Aarnio
Freedomway.ca
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https://twitter.com/stefanaarnio
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Get Stefan Aarnio's book "Money People Deal: The Fastest Way to Real Estate Wealth" at MoneyPeopleDeal.com!

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The Two Things You Can Never Pay a Person to Do and The REAL Job of the Entrepreneur

4/25/2013

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By: Stefan Aarnio
Freedomway.ca
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One of the most common questions that we all hear on a daily basis is: "What do you do?"

For some, this is an easy question; "I'm a doctor" some may reply; or "I'm a teacher" everyone understands that doctors treat sick people and teachers teach. For others, the questions "what do you do?" is much more abstract and hard to answer.

In the past, I had introduced myself as an "entrepreneur". Some people say that "entrepreneur" is a nice word for "unemployed" or "unemployable". The problem with being an entrepreneur is that is that entrepreneurship is so vast and abstract that most people cannot understand what an entrepreneur does.

When you say "I'm an entrepreneur", the common reaction is a blank stare, and then the following question "so, what do you ACTUALLY do?"

In truth, entrepreneurs are responsible for the entire business, or multiple businesses. They hire, fire, delegate, select projects, start projects, finish projects, manage and even sometimes work in the business. However, the entrepreneur has 1 job that only he or she can perform.

A great businessman once said; "there are only two jobs that you cannot ever pay a person to do"; These are the job of the entrepreneur - everything else can be done by someone else.

The two jobs that cannot be done by anyone other than the entrepreneur are:

1) Think
2) Do things in the right order

In Michael Gerber's bestselling book "The E-Myth", Gerber explains that there are three roles that the entrepreneur must play when he or she starts a business:

1) They must be the Entrepreneur, the visionary who paints the broad strokes and has the energy and drive to start the business.
2) They must be the Manager, the person who oversees the operation and ensures that it functions efficiently and sustainably.
3) They must be the Technician and handle the daily transactional work in the business.

All tasks in an organization can be delegated or hired out to either a manager or employee and many organizations can run very efficiently on mostly Technicians and Managers. However, the Entrepreneur is responsible for all of the strategic thinking in the business and he or she must determine the right order of operations and proceedures.

No matter how good your technicians are or how good your managers and employees are, they can never replace you as an entrepreneur. They rely on you to think and create plans for them to execute.

So many businesses fail because the entrepreneur is negligent to think and appropriately delegate: A ship without a rudder always smashes up on the rocks.

I have broken the above rules many times in the past and have learned my lessons first hand. Today, I make sure that I am the only person in charge of the sacred tasks of the entrepreneur. To break this rule is to expose your venture to disaster.

Thanks for reading,
Stefan Aarnio

Freedomway.ca
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https://twitter.com/stefanaarnio
http://ca.linkedin.com/in/stefanaarnio

Get Stefan Aarnio's book "Money People Deal: The Fastest Way to Real Estate Wealth" at MoneyPeopleDeal.com!

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Insider Trading and Why You Need To Do It!

12/18/2012

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By: Stefan Aarnio
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In Stocks, Insider Trading is illegal. In Real Estate, Insider Trading is essential.

In any market, there are insiders and there are outsiders. When corporate executives on Wall Street buy or sell stocks in their own companies with “insider knowledge”, they go to jail. When a real estate investor gets first chance to purchase a property privately without public knowledge, he gets rich.

Markets like Wall Street are set up like Casinos and TV stations like BNN are funded by Stockbrokers to create excitement and encourage trading. The brokers get paid when trades happen, so they want their audience on BNN to get emotional and make trades. BNN will run stories that pump the emotions of the audience just to make money, the information is not provided to make actual sound decisions.

When emotions go up, intelligence goes down and the house always wins… and you are not the house.

In my opinion, the Stock market is not designed for you to win. It’s a game played by insiders and institutional investors who control their own information. For the average retail investor, there is very little control in stocks, unless you are an insider.

I prefer to control my investments, control the management and control the outcome of my returns. I also prefer to make purchases as an insider with access to the necessary information to make profitable decisions.

Information is king in the market and he who controls the information, controls the market.

In Real Estate you can become an insider by:

1)   Having a large network of other investors

2)   Having a large network of lawyers

3)   Posting private advertisements for deals

4)   Offering referral programs

5)   Having a large network of Realtors

6)   Public speaking in front of groups of investors

7)   Creating content, blogs and videos for consumption

8)   Having a network of property managers

9)   Having a network of private lenders

10)                   Becoming the biggest, most visible person in the market

The truth is, becoming an insider is quite simple in Real Estate. The best deals always come to those who are 1) The most visible 2) Most connected and 3) The ones who control the information in the market.

When a real estate deal hits the local market with a Realtor, the deal has already been cherry picked by at least 8 sets of eyes. The fewer sets of eyeballs that see the deal before hitting the market, the higher the chances are to profit.

In high school it’s easier to date the girl who is the bookworm than it is to date the prom queen.  The prom queen has so many more sets of eyeballs on her so her value is way over-inflated and there is a line up of guys dying to get a chance with her. Avoid the prom queen at all costs and go for the bookworm. With some lipstick and high-heels she can easily be the prom queen, but with a much lower cost.

This analogy applies directly to Real Estate. By the time a house hits the retail market, multiple Realtors have looked at it, at least one broker, a few secretaries, assistants, everyone in the immediate circle from the seller, all of the realtor’s best clients, all of the broker’s best clients, contractors and then other buyers who get to it first.

By the time the property gets to you, everyone has explored any easy chances for profit and you and you are usually too late to the party. Plus, you now have to pay the price that the seller wanted plus the commissions of 2 realtors and 2 brokers. Negotiating becomes muddled because the realtors always have their own interests above their clients and sometimes the brokers can complicate negotiations as well.

When all of these “professionals” get involved, prices begin to rise and favorable terms disappear. All options for good terms or no money down deals go out the window because the Realtors will kill any chances of a “creative deal”. They want to get paid their commissions immediately and do not care about the price or terms of the deal: They just want the transaction to happen regardless of outcome.

However, when you become an insider, or partner with an insider, you get first access to deals before anyone else gets a chance to look.

The best deals I have done have come from:

1)   Other investors who could not close on private deals

2)   Private ads I have placed

3)   My networks and relationships

Being active in the market, participating in local investor groups, having an online presence, private advertising and public speaking have created an insider position for myself in my market. Being visible and sending a clear message that I am “always looking for deals” has attracted excellent opportunities that are well under market value, under appraised value, 100% vendor financed, or no money down. The average person believes that these deals do not exist or are not possible in their local market. The truth is, these deals are available everywhere, but you need to become an insider or partner with an insider to take advantage of them.

The best deals are made and are not advertised on the market because they never ever make it to market. This rule applies to any market: the best girls to date are not advertised on e-harmony, match.com or at the local bar. To find real value in life and in the market, we must become the insider, become well connected, become visible and control the information around us.

The best deals are reserved for insiders, everyone else can pay full price.

Stefan Aarnio
Freedomway.ca
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Identity: Do not find yourself, Create yourself

12/12/2012

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By: Stefan Aarnio
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“Life isn't about finding yourself. Life is about creating yourself.” 
― George Bernard Shaw

So many people spend their lives trying to "find" themselves. The sad thing is, often, there is nothing to find.

In my own life, I spent much of my late teens and early twenties trying to "find" my identity. I worked at different jobs, I dressed differently, tried different hair-styles, played in different music groups, and struggled to answer the question "what do I want to do with my life"?

Sometimes I felt like I was chasing the wind. After many years of chasing, I learned that there was nothing to chase in the first place.

Everyone at some point gets to experiment with identity. We try different things, we experiment, we find things that work and things that don't. Some of the most successful people in history have shifted their identities and morphed as the world changes with them.

Some people I admire for re-inventing themselves are: Madonna (who is still relevant after 25+ years in pop music which is like 1000 years in real life), Steve Jobs (a man who re-invented himself and his company, Apple, many times) and Johnny Cash (who went from mainstream into obscurity and back into the public's eye).

These people have all gone through the highs and lows of identity by becoming relevant, obscure and then relevant again. They all created identities that were true to themselves and re-created them when necessary.

We are all human "be-ings" and not human "do-ings".

I always find it interesting that people ask on a daily basis "what do you DO for a living?" what do you "DO" with your time? What do you want to "DO" with your life?

Doing implies actions, which is important for success, but I think that being is much more important because we are human BE-ings.

If we know who we want to "BE", then we can quickly find out what we want to "DO".

For myself, I have stopped asking myself the question of "what do I want to do"? and have switched to the question of "who do I want to be?"

Since changing this one question, my success rate has sky rocketed.

I keep a list of 25 people that I admire and want to "be". Of course, I don't want to directly copy these people in every aspect, but what I will do is copy the things that I like about them. These 25 people that I want to be are "targets" for myself that I can attempt to emulate.

What I find most exciting about the list of 25 people that I want to "be", is when I write the things that I like most about them, I can find the common traits that I admire most.

For example, some of the people on my list are:

BRAD LAMB - Expert retailer, sales genius, branding genius
DONALD TRUMP - Branding genius, luxury developer, luxury brand, luxury retailer, maverick, media genius.
RICHARD BRANSON - Conceptual thinker, Venture capitalist, extremely prolific, branding genius, media genius, knows how to get press, risk taker, maverick
STEVE JOBS - Artist, Icon, Rebel, challenged the status quo, came from nothing, has ultimate career comeback, more relevant after death, maser retailer.
JOHNNY CASH - Artist, Icon, Rebel, challenged the status quo, came from nothing, ultimate career comeback, more relevant after death.

My list of people I want to be includes: Real estate entrepreneurs, retailers, developers, inventors, musicians, artists, military generals, chefs, movie and fictional characters.

What is more important than the specific people on the list, are the traits that I associate with each one.

For example, most of the people on my list are: Artists, Iconic, rebellious, mavericks, prolific, branding geniuses, luxury, media stars and retailers.

If most of the people on my list have those traits, and I want to "be" them, then those are the traits that I must focus on and strive for in my own life and business.

After finding 25 people for your list and taking an inventory of the traits that you admire in each person, you can quickly find out what kind of identity you must create for yourself.

What I find interesting about the "list" is that there are many successful people that I can think of that didn't make the cut. These are people I study and admire, but they are not people that I would want to "be". 

For example: Robert Kiyosaki is someone I admire and have studied in great detail, but I do not wish to be Kiyosaki. He is a great teacher, but I don't want to be a teacher.

The more specific and detailed you become with this list, the more you will find your identity.

We can see ourselves only when we see our reflection in the mirror. The list of 25 people is our way of creating a mirror to see into ourselves. This mirror allows us to see what we are on the inside.

Once we can see who we want to become, we can begin the process of reverse engineering our identity so that we can become the person we were destined to be.

Thanks for reading,
Stefan Aarnio
Freedomway.ca
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https://twitter.com/stefanaarnio
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Sandman Empire: How to build a real estate empire while you sleep

12/9/2012

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By: Stefan Aarnio

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“We have this notion in America of the Lone Ranger/Batman type - you know - someone who takes on the world alone. But in reality, all successful people need help. We need advisors, coaches, lenders, customers, and clients. True we ourselves have to do the work, but our "team" that we put together - makes it all worth-while. The sooner we realize this, the sooner we can reach our goals.” – Robert Shemin

Although many entrepreneurs enter the field of business alone, achieving success in just about any field is impossible without a team.

This is especially true in business where “lone rangers” get squashed on a daily basis by teams of professionals.

1)   The local “mom and pop burger shop” gets wiped out by McDonalds,

2)   The local “mom and pop hardware store” gets crushed by Home Depot

3)   The local “mom and pop” department store gets destroyed by Wal-Mart.

These small “lone ranger” businesses may provide better services than Walmart; They may provide better burgers than McDonalds and they may offer more expertise than Home Depot. However, they cannot compete with teams of professionals that make up the talent at Wal-Mart, Home Depot or McDonalds.

One thing that separates “mom and pop” from the Walmarts, Home Depots and McDonalds is that “Mom and Pop” have to sleep: Walmart, Home Depot and Mcdonalds don’t.

Kevin O’Leary, Canadian Investment Guru, once said that he prefers investments that make money while he sleeps.

Investors make decent returns when their money grows during business hours... However, the same investors get rich when their money keeps working for them after they have gone to sleep.



In real estate investing, many investors don’t consider themselves to be entrepreneurs. Most investors manage their own properties, hammer their own nails, paint their own walls, lease their own suites and pick their own deals.

Most real estate investors do not get ahead because they are too busy pinching pennies at the $10 an hour level to make serious dollars at the CEO level.

In order to break out of the $10/hour mentality, it’s up to the entrepreneur to break the link between time and money.

Most of us are taught from an early age that:

Time = Money

In reality, time does not equal money:

·      Sales = money

·      Assets = money

·      Brand = money

·      Press = money

·      Information = money

When time equals money, we are stuck in an advanced form of slavery. We must trade hours for dollars. The problem with this model is that we only have a limited amount of hours and cannot make money while we sleep.

Sandman Empire: (noun) An empire of business or real estate created passively through a joint venture or partnership between a passive money partner and an active working partner. The active working partner handles all aspects of the business and the money partner is only responsible for financial backing. The passive partner is removed from all operations and can essentially sleep; hence the word “sandman”.

Investors who can create a “Sandman Empire” can earn serious returns in a completely passive way and have unlimited earning potential: Investors who fail to create a “Sandman Empire” are limited by time, focus, management, skill sets and capabilities.

But how can one create a “Sandman Empire”?

In investing, there are two types of investors: Active Investors and Passive Investors.

Active Investors are essentially entrepreneurs. They pick their own deals, manage their operations, manage their contractors and run the enterprise. Naturally, these entrepreneurs get the highest returns possible and in many ways, they take a risk on themselves to perform and run the enterprise profitably. Active investors may or may not invest money into their enterprise. Since they invest their entire lives into the business, usually they do not have money invested.

Passive Investors are more like silent partners who park their money with an Active Investor. Silent partners trust the Entrepreneur to run the enterprise profitably. Silent Partners need to be proficient at analyzing people and deals. These Passive Investors are the ones who get the benefits of building a “Sandman Empire” if they can select the right Entrepreneur to grow their money.

Usually passive investments have lower returns than active investments. However, Passive investors can get much higher returns by partnering with an Active Investor and splitting the profits.

If a Passive Investor can find the right Active partner, the possibilities are endless. When financial backing is paired with time and talent, tremendous value and profits can be created.

However, if the Active partner is not chosen correctly, massive financial destruction can occur; including losing the investor’s capital or worse.

A Passive Investor must perform proper due diligence on their Active Partner before “taking a leap of faith” and making a final decision to place their money with him or her.

Some questions that need be answered in the due diligence period are:

1)   Does the Active Investor have experience with these types of assets?

2)   Does the AI have experience with this strategy?

3)   How do we recover if things don’t go according to plan?

4)   Has the AI lost money before? How did he or she handle the loss?

5)   What is the track record of the AI, does it show success? Is he or she hiding anything?

6)   Has the AI built an adequate team? Can the team handle the additional business that the Passive Investor is funding?

7)   How has the AI handled himself when things went wrong? Can he turn bad luck into good luck?

8)   What transparency is offered?

9)   What options does the Passive Investor have to exit if things don’t go right?

10)                 Does the AI have good relationships? Is he loyal and in what way?

11)                 What is the brand of the AI? What does he stand for?

12)                 Is the AI 100% focused and committed to the venture or does he or she have a day job? Do you want a “weekend warrior” managing your money?

13)                 What is the X-factor for this AI? What makes him the over-the-top best choice for your dollars? Are you investing in someone who takes care of the details and provides an excellent product and experience? Or just another “real estate guy”?

If an Active Investor can provide satisfactory answers to all of these questions, then he or she is a prime candidate to build a “Sandman Empire”.

Of course you will have to trust and verify all of the answers to make sure that the “walk” matches the “talk”. When it comes to money, people will say whatever they have to get your dollars. Don’t be a victim of bad due diligence, put your potential partner through extensive scrutiny, ask the hard questions and make sure that you have a competent, trustworthy partner to build your empire while you sleep.

Thanks for reading,

Stefan Aarnio

Freedomway.ca
facebook.com/stefanaarnio
https://twitter.com/stefanaarnio
http://ca.linkedin.com/in/stefanaarnio

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Crushing Defeat or Wild Success? The 3 Pillars of a Support System

11/29/2012

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By: Stefan Aarnio
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In the early 1900’s, an author by the name of Napoleon Hill was commissioned by Andrew Carnegie (The steel magnate) to interview the top 500 richest people in the world and create the common formula for great riches. After many years of hard work, Napoleon Hill published his masterpiece “Think and Grow Rich”. The book contained the formula for great riches and Napoleon Hill became very wealthy himself by teaching people around the globe the secret to creating great wealth.

Throughout history, many people have searched far and wide for the formula for riches. Some people would call it the Philosopher’s stone (the stone that could turn lead to gold) or the fountain of youth.

The truth is, Napoleon Hill’s formula for great riches is all of the above. It can turn lead (or even thin air) into gold and can also preserve youth and beauty if used correctly.

Man has scoured the earth for these arcane abilities and yet, everything a person needs to know about success is in the book “Think and Grow Rich”.

Relatively recently, a Canadian entrepreneur and author by the name of Doug Vermeeren studied the formula for wealth and decided to do a modern study of Napoleon Hill’s work.

Doug interviewed the top 500 achievers in the world including CEO’s of major corporations, sports stars, actors, athletes and many types of people that were excluded from Napoleon Hill’s list (which were mostly industrialists, inventors and entreprneurs).

Throughout Doug’s study, he has been able to add extra insight to Napoleon Hill’s work and in some circles Doug Vermeeren has been given the title of “the modern day Napoleon Hill”.

I recently had the privilege of spending a day with Doug Vermeeren and I was fortunate to have him pass on some knowledge to me.


One concept that Doug shared was “the 3 pillars for achievement”.

Throughout Doug’s studies, he found that there are 3 things that top achievers all have:

THE 3 PILLARS FOR TOP ACHIEVEMENT:

1)   Affectionate Loving Parents

2)   A supportive partner

3)   A deep religious faith

The common denominator between affectionate loving parents, a supportive partner and a deep religious faith is that every one of the “pillars” supports achiever in the mental, physical, emotional and spiritual realms.



In other words, the top achiever is not succeeding alone, but has extra support in all aspects of life. This person has the power of many, but is perceived as succeeding alone.

To paraphrase T Harv Ecker, money is created in the physical realm because it is a “print out” of the mental, emotional and spiritual realms.

Wealth and riches are created inside of us in intangible realms and the results are manifested through physical success. We see the results of the wealth physically, but do not see the mental, physical, emotional changes, shifts and support systems that manifest physical wealth, money and success.

When we examine the three pillars for top achievement, we can easily see why top achievers have a higher probability of success if they possess all three pillars.

AFFECTIONATE LOVING PARENTS: Affectionate loving parents are very important for top achievers because parents form the base of a child’s self esteem. Self-esteem is crucial to becoming a top achiever because it allows a person to take a risk. I call self-esteem “emotional capital” and people with high self-esteem are able to take risks and withdraw from their “emotional bank account”. People with abusive parents or absent parents may have depleted emotional bank accounts and will have a much harder time taking risks. Unconditional love from a parent is very important when taking risks because the risk taker will know that no matter how bad they fail, their parents will always be there to support them emotionally, physically, mentally and spiritually.

A SUPPORTIVE PARTNER: When Warren Buffett was asked to give advice to a graduating class of Ivey League students he bluntly offered one pearl of wisdom: “Marry the right person”. When a top achiever is going to “put it all on the line” and chase their dream, they require their partner/spouse to do one of two things:

a)   Actively pursue the dream with them OR

b)   Passively support their partner emotionally, physically, mentally and most importantly, spiritually

Top achievers will go through hell and back to become the best in their field. There is an unwritten law in the world that states, “When you push on the world, it pushes back” and oftentimes, people who pursue excellence in their field are met with great adversity at every turn. Whether it is jealous peers, rivals or other unsavory people, the road to the top is not easy. Emotional and spiritual support from a primary relationship is absolutely essential for success to take place. Without this key support, a person will easily be crushed when faced with enough pressure and adversity. A supportive spouse will make a top achiever twice as strong and twice as resilient when “the world pushes back”. If you are single, make sure you heed Buffett’s advice and marry the right person.

A DEEP RELIGIOUS FAITH: Faith is a key ingredient to great success and achievement. I have shifted my spiritual belief system many times in my life but have always retained one key factor called “faith”. Faith is an extremely important part of success because faith allows a person to make leaps in logic.

For example, if we want to be the best salesperson in the country, but have only made a handful of sales, logic would tell us that our outcome of becoming the best to be very unlikely. If we listen to logic, we will always give up without trying.

However, if we feel it in our heart, guts, mind, body, and soul that we believe that we will become the best salesperson in the country, then faith will allow us to leap over the logical argument and pursue our vision with burning determination.

Faith is one of the most powerful techniques that top achievers use because it can help us to achieve things that are unbelievable, improbable and super-human. Faith allows us to harness the greater invisible spiritual forces around us that some would call “the power of intention”, “infinite intelligence”, “the universe” or “god” and use these forces to achieve our wildest dreams against all odds.

WARNING: Although faith can be extremely powerful in the positive sense, faith itself is a double-edged sword. Faith allows the user to leap in logic, which can be used in a positive way to achieve greater goals with no prior experience. However, faith can also leap logic in the wrong direction and create a closed off mind that can completely cripple a thinking mind. Use faith wisely and consider the cause and effect of such a wildly powerful tool. As the label often reads on potent substances: read the manual, consult a professional and use with extreme caution.

Although we often see success in it’s physical manifestation, true success is first created in the non-physical realms of the spiritual, mental and emotional. Only once “inner” success has been found can “outer” physical success be manifested through wealth and riches.

Having a strong support system in the intangible realms through loving parents, a supportive spouse and a strong religious faith are the foundation of the structure that is required to reach the stars and become a top achiever.

Take a moment to take an inventory of your life and your support system. Ask yourself “Which parts of this system do I have today?” and “which parts are lacking?” find ways to strengthen your deficiencies and create stronger relationships.

In the end, no one succeeds alone and great relationships can make the difference between wild success and crushing defeat.

Like grass, relationships require watering and maintenance. Take care of your relationships, water them, fertilize them, manicure them and watch them grow. Consistently be mindful of your support network, treat your support network better than gold and your results will be startling.

Thanks for reading,

Stefan Aarnio

Freedomway.ca

facebook.com/stefanaarnio

https://twitter.com/stefanaarnio

http://ca.linkedin.com/in/stefanaarnio

P.S: Please share this article if you found it helpful!


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No Risk Profits: Know your audience and give them what they want.

11/20/2012

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Photo: My colleague's condo that is not selling.

By Stefan Aarnio
Freedomway.ca
facebook.com/stefanaarnio

Today I was flying from Winnipeg to Chicago with a colleague of mine and we were talking about business building and namely flipping houses for profit.

My colleague mentioned that he was having trouble selling his condo that had been sitting on the market for quite some time.

He initially put his condo on the Winnipeg MLS with a competent realtor at $120,000. The condo is between 400 and 500 square feet, 1 bedroom, located in downtown Winnipeg and has no parking.

The comparables for the condo indicated that it could be sold for $120,000. 


Since Winnipeg is a semi-hot market, the realtor listed the condo at $99,000 hoping to get a bidding war.

However, the condo has sat on the market for 5 months with little to no interest. 

There is absolutely nothing wrong with the condo, it's cosmetically appealing, priced well and should theoretically sell quickly on the market.

However, serious buyers have avoided this condo for 5 months.

The price dropped from $99,000 to $95,000. Next it dropped from $95,000 to $89,900 firm. Yesterday, my colleague got an offer for $80,000 and his realtor was suggesting that he close at $85,000.

What went wrong with the well priced, cosmetically appealing condo in Downtown Winnipeg? It hasn’t sold even though it is priced $20,000 under comparable value.

I asked my friend if the condo had parking, he replied “no”. Immediately, I knew what the issue was.

I asked him what the demographics were like in the building and he said that it’s composed of mostly students who take the bus to the local university.

At $99,000 or less, this condo is very well priced and a good product, however, no parking and the downtown location create two problems:

1)   Downtown locations have no peripheral street parking.

2)   If the condo doesn’t come with parking, there is nowhere to park the buyer’s car.

People who can qualify for mortgages have jobs, which usually require cars, which require parking. No parking is a huge issue and limits the profile of buyers who would find this product attractive.

Further, the purchasing power of a person looking to buy a condo in the $100,000 to $150,000 range is too great. There are far too many options in the condo market in Winnipeg in that price range and a buyer can easily get a new condo, with parking, in a location of their choice.

My colleague’s product is a nice product, however, his audience is very limited and the people who would like to purchase the product (namely students) do not have the money or purchasing power to buy.

A rule I have learned in my career thus far: The people who are very enthusiastic about buying usually have no money. 

I used to see examples of this rule all the time when I used to rent out my affordable luxury rental suites. People that were the most eager to buy had no purchasing power. Another challenge was the people who actually had cash had a wide range of options and really needed to be sold to buy.

To capture a person with purchasing power, you need to offer the best product at the right price and make your option the only option in the category. My friend with no parking will have a very hard time competing in his category.

When I began my business career, I would create a product I liked and would attempt to build or engineer an audience for it. This formula was extremely painful for me. I lost money numerous times and felt the crushing defeat of failure after failure while trying to create markets for my products. Creating a market and demand for a product is very expensive, very intense and very risky. I would not recommend it to anyone.

 

BUSINESS RULE: Do not try to create an audience, find an audience and give them what they want.

Today in my career, Instead of creating a audiences, I find audiences who are looking for specific products and offer them what they are looking for.

This subtle difference has made the difference between the failures of my past and my current successes.

For example, 2 years ago, rental vacancy in Winnipeg was 0.7% so I built affordable luxury rental units to fill the demand. The units were quickly absorbed by the market and have been 100% occupied since day one. I found an audience and gave them what they wanted.

In January this year I noticed that there were a local investors looking for good cash flowing Real Estate Deals. I made it my mission to find them Deals, partnered with them and have done 12 Joint Ventures this year. Finding partners has not been hard because I fill the demand of the audience.

In the Real Estate Investor world I am approached weekly for mentoring, coaching as well as speaking. I did not get into Real Estate to be a speaker, coach or mentor, but I have started offering services as the demand dictates. If the audience wants coaching, I offer them coaching, if they do not want coaching, I do not offer them coaching. I absolutely hate risk, so I will not invest my time into something that people do not want.

I have also noticed that there is a huge audience of investors on the Internet searching for information. To feed this demand, I have been providing valuable, organic daily blog content to the audience and the results have been overwhelming. My blog has become my secret sauce.


The lesson that I have learned from my experiences is to know your audience inside and out. Know what they want, know what they don’t want and make sure you deliver at the right price. I no longer create speculative products and services because the risk is too high and it’s the formula for failure.

The formula for no risk profits is very simple. Find an audience, connect with them, find out what they want and deliver it at the right price.


You don’t have to be a genius to figure out the formula above and that’s why the best entrepreneurs in the world are middle school/high school/college dropouts:

Business is a simple game, keep it simple.

Thanks for reading,

Stefan Aarnio

Thanks for reading,

Stefan Aarnio

Freedomway.ca
facebook.com/stefanaarnio
https://twitter.com/stefanaarnio
http://ca.linkedin.com/in/stefanaarnio

P.S. Please share this article if you found it helpful!

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Pressure makes diamonds: Under pressure do you become a polished like a diamond or crushed into dust?

11/16/2012

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By: Stefan Aarnio
Freedomway.ca
http://www.facebook.com/stefanaarnio

"Pressure makes diamonds" - General George S. Patton.

What do you do when you are under pressure?

Do you crack? Do you fold? Do you avoid and hide from the world?

Or do you stand up, get stronger, and push harder to persist?

Pressure makes diamonds... but it can also crush people.

Years ago, when I attended my first Real Estate seminar, the speaker asked "And what about stress...? After you have made your money, do you think the stress goes away?"

Almost every hand in the room went up and the room was silent.

After a long pause, the speaker continued "Stress never goes away, and you must learn to manage it. Just because you have more money, does not mean that your stress levels change."

Throughout my life, I have constantly placed myself in high pressure situations. I played music at a professional level, I was a national leader in direct sales and I'm currently playing the highest risk/reward game in the world: entrepreneurship.

Somehow, I have always been attracted to high pressure situations because I am naturally a competitive person and have always wanted to compete and work with the best.

For me, the pressure has always been necessary for me to push to the next level: pressure makes diamonds.

Of course, being under pressure is extremely uncomfortable and it can take it's toll on your sleep, your comfort and over all quality of life. But looking back on my life so far, the greatest, most exciting, relevant moments have been the ones of greatest pressure and greatest importance.

In contrast, my most unhappy, joyless, depressing moments have been the moments of absolutely no pressure.

We all remember the days of high school where we would have an exam in 3 weeks...

3 weeks would go by and we would neglect to study.

30 hours before exam, we would still neglect studying...

8 hours before the test starts we are up all night trying to learn Calculus while trying not to over dose on caffeine.

Somehow pressure can bring out the best in people.

Pressure brings clarity, decision and action to people who normally have confusion, indecision and passivity.

Pressure shows us who we really are and can bring out the hero OR the wimp inside of us.

Pressure lets us know what we are made of and lets us know how far we can be pushed so that we can see where our limits truly are.

One of my favourite things about pressure is that it brings out our natural instincts.

Instinct is not a common topic of conversation in our modern world because we think of feral cats, wild dogs or rabid beasts as having instincts - not civilized people!

Civilized people do not have instincts...

Or do they?

Kathy Kolbe is a theorist and educator who developed a test called the Kolbe index.

The Kolbe index is a series of short questions that measure your instincts show you what your strengths are when under pressure.

For myself, this information has been unbelievably helpful. It also explains why I am happiest under pressure.

The reason why I am happiest under pressure is because I am forced to become my natural self. 

Pressure brings out my natural instincts and allows me to pursue the "best version of myself".

My Kolbe index tells me that under pressure I "improvise". People with instincts similar to mine make great salespeople, public speakers, on camera people, radio hosts, interviewers, storm chasers, video game designers and non-conventional educators.

All of the above "careers" are high pressure, performance based career paths that require little or no formal training to achieve success.

This would explain why I am least happy in low-pressure situations and most happy in high-pressure situations. 

Pressure forces me to become who I naturally need to become.

Pressure is what turns coal into diamonds and it also turns a raw undeveloped average person into a refined success.

I would encourage you to take your Kolbe index and find out what your instincts are and find out how you work under pressure.

Find out what your natural skill sets are, where you are happiest and then focus your whole life and business around that skill set.

For myself, I need to "improvise" all day long to feel full-filled and happy. I have re-organized my entire business around myself being able to "improvise" while key team members around me handle all of the other tasks.

By pursuing this strategy, I have seen greater success, experienced more fun, and felt more excitement. All of this can be had from selecting the tasks and roles that excite my instincts.

Please take a moment to invest in yourself, learn about your instincts and harness your talents. You're worth it.

Thanks for reading,
Stefan Aarnio
Freedomway.ca
http://www.facebook.com/stefanaarnio

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The 2 things you NEVER hire a person to do

11/9/2012

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By Stefan Aarnio
Freedomway.ca

Remember: Please share this article if you found it helpful.

A very successful entrepreneur once said: "There are two things you cannot hire a person to do 1) Think and 2) do things in the right order".

As a serial entrepreneur, this wisdom resonated with me deeply and I have made this an absolute rule in my business.

I hire people, mostly contractors of different types to do work for me every week. Every week I am either digitally hiring contractors on eLance or physical contractors to do physical work on my Real Estate portfolio. I employ people from web developers, programmers, marketers, logo designers, carpenters, painters, general labourers, sales people, book keepers, accountants, and lawyers.

Over the years in my entrepreneurial career, I have learned the very hard way that the words of wisdom above are absolute truth.

In fact, I would venture to say that the words above are a law of business.

Disobey the words of wisdom and you will be punished in unbelievable ways.

Early in my career, I let contractors run amok because I had trusted them to:

  1. Think and
  2. Do things in the right order.


As a young, naive entrepreneur, I assumed that because I had put lots of thought and emotional energy into my venture, that they would think and do things in the right order as I had envisioned. I trusted their expertise and wanted to let them do what they "thought" was best.

In reality, I did not manage my contractors close enough and very soon had created $25,000-$75,000 worth of mistakes.

To a young entrepreneur, this is an enormous price to pay for a little bit of ignorance.

Assuming that someone you hire will Think and Do things in the right order is easily the most expensive mistakes an entrepreneur or real estate investor can make.

Virtually all distress sales in Real Estate happen because some naive or negligent entrepreneur let their contractors run amok. All distressed businesses are a result of this as well.

The highest paid job anywhere in the world is the position of "thinking".

There is a famous book called "THINK and grow rich". The book is not called "OUTSOURCE and grow rich", "NEGLECT and grow rich", "MISMANAGE and grow rich" or "FIRE-AND-FORGET and grow rich".

The key to effective "thinking" is to set aside time each day just for thinking. 

My current schedule (if I obey it) has 1 hour of strategic thinking set aside per day, 2 hours of mindfeeding and 1 hour of creation per day.

That's 4 hours of either feeding my ability to think, straight thinking or creating as a result of thinking. 

These 4 hours are where all of my money is made. This is the highest paid work I do, no other task compares with these 4 hours.

CEO's of fortune 500 companies are paid disproportionally high salaries to other employees because they are the only people in the organization who are entrusted to think. Everyone else in the organization is hired to execute, or manage people who execute.

Entrepreneurs are the highest paid people in the world because they are the people world who do the majority of the thinking.

The people who think are the people who make all of the money. Unfortunately, to become a "thinking" entrepreneur is much harder than it sounds. 

To become a thinking entrepreneur is much different than hanging out at the library pondering thoughts over a cup of coffee or coming up with a great idea in the shower.

In Michael Gerber's best selling book "The E-Myth", he defines the 3 roles that an entrepreneur must play in their business. These roles are:

  1. Technician
  2. Manager
  3. Entrepreneur


The technician is the lowest paid job in the organization. This person does not have to think and they are hired to do only what they are instructed to do. Most entrepreneurs get stuck in technician roles and this is why most entrepreneurs make no money and fail. A business cannot be run from the bottom.

The Manager is a middle role in the organization. The manager is entrusted to execute tasks in the right order (as dictated by the thinking entrepreneur) and manage the technicians. Many entrepreneurs get stuck in managerial roles and unfortunately, managers do not get rich. Managers are supposed to manage execution of strategies and maintain current business. They do not create new business.

Napoleon Hill's book is NOT called "MANAGE and grow rich", it's called "THINK and grow rich".

The Entrepreneur is the highest position in an organization in both rewards and responsibility and if the entrepreneur is good, he will be able to remove himself from the organization and let the managers handle the operations. 

The entrepreneur's job is to spot strengths, weaknesses, opportunities, threats, market trends, and manage the managers. The entrepreneur is also entrusted with the two things that you can never hire a person to do:

  1. Think
  2. Do things in the right order


These two sacred roles are the entrepreneur's most important responsibilities. 

Henry Ford used to say "Thinking is the hardest work of all, that is why so few people do it".

For the entrepreneur to be effective, he must set aside time to Think and create general processes for getting work done "in the right order".

Of course, so many entrepreneurs fail because they entrust these responsibilities to their teams who cannot perform these tasks OR they fail to build a team and just operate as unthinking technicians and managers.

The most successful entrepreneurs in the world all set aside time each day for thinking, start with at least a 30 minute period each day and use it to build your:

  1. Vision plan
  2. Marketing plan
  3. Strategic plan


A ship without a rudder will always smash up on the rocks and a business without a plan will eventually crash as well.

Set aside time for thinking and take Napoleon Hill's advice to THINK and grow rich.

Thanks for reading,
Stefan Aarnio
Freedomway.ca

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Coca Cola Vs. Drug Dealers - Pay Everybody

11/1/2012

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By Stefan Aarnio
Freedomway.ca

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What does Coca-Cola, the 59th company on the Fortune 500 and the multi-trillion dollar illegal drug industry have in common?

Both Coca-Cola and Illegal Drugs have:
  1. Worldwide organizations
  2. Highly addictive consumable product
  3. Both have insane profit margins
  4. Can operate in areas where governments fail (such as war torn zones and socially unstable areas of Africa)
  5. Line ups of customers waiting to purchase a specific product and will accept no imitations
  6. There is a concentrated "producer" in both models and a large network of "distributors". Coca-Cola makes it's own syrup and hundreds of "bottling companies" distribute and bottle the mix of water and syrup.
  7. Established networks of dealers who get paid to move product

Years ago, I was watching a documentary on a war-torn country in Africa. The government had been wiped out and it was nearly impossible to re-establish a government because of civil unrest. Local warlords were constantly threatening any group that wished to take power and the entire country was in chaos.

The documentary also enlightened me as to why Coca-Cola was able to operate in an environment where there was no government or regulatory body to protect their supply chains from bandits, child armies and criminals.

One African man who worked for Coca-Cola attributed the success of the company to the fact that "everyone who touches the product gets paid". This means that everyone who carries it, sells it, distributes it, transports it or markets it gets paid. Government protection or not, this business can function ANYWHERE.

The multi-trillion dollar network of illegal drugs works in the same way that Coca-Cola does. These organizations face daunting odds and have gone to "war" with formidable foes like The United States of America. However, these cartels function and thrive because they have the same philosophy driving their business:

"Everyone who touches the product gets paid".

The farmers who farm the raw materials get paid, the people who process the ingredients get paid, the drug mules get paid, the networks of dealers get paid etc.

Coca-Cola and Illegal drugs have the exact same supply chain philosophy and can operate anywhere in the world against all odds. Both entities have a "Pay Everybody" philosophy and have created an extremely smooth, well organized, well oiled machine.

But what does this mean for you and your business?

Only 2% of business owners understand Joint Ventures, although most of the Fortune 500 companies derive significant revenues from creating joint ventures. 

A joint venture is where two companies, people or organizations align their goals for mutual benefit.

The most simple joint ventures are referral commissions: If a customer is referred to a company, the company receiving the referral will pay an ongoing commission on all business done between the new customer and the business. This is extremely lucrative for both the referral client and the receiving company. Ongoing revenue is what keeps the relationship strong and creates incentives for the referral client to continuously send business.

Understanding joint ventures is a huge component to becoming the leader in your market or industry. Since only 2% of entrepreneurs truly understand Joint Ventures, you can have an unfair advantage in your market.

In my own business, I have adopted a "Pay Everybody" policy and have had wild success with the program.

I have access to private real estate deals first before they hit the open market, I have access to Capital that I would not normally have access to, my phone rings all day with opportunities for deals and capital and I don't have time to take every call.

This is an extremely good problem to have.

Most businesses/entrepreneurs spend HUGE budgets on advertising and marketing, I spend virtually zero dollars, but I pay for results.

If someone refers me a private deal, they receive a handsome $500 "thank-you" fee. If another investor has a good deal under contract, I will generally pay $1000-$5000 to purchase the contract and take on the deal myself. I have similar programs in every aspect of my business and I don't spend any money on advertising because:

I pay for results, NOT promises.

In the past, I have been murdered on advertising. A year ago I spent $2700 on a print ad that generated ONE PHONE CALL for my business!

One pathetic inbound phone call and NO SALE. Just a $2700 lead.

I was furious, felt like I had been ripped off by the advertising company and vowed to never ever repeat this mistake. I felt like I was the victim of a ridiculous joke and I will be extremely cautious to repeat any form of print advertising.

Nowadays, I spend $0 on advertising and my phone rings off the hook because I have learned a lesson from Coca Cola and Drug dealers... I make sure everyone who touches my product is paid. I make sure everyone is paid well and happy to work with me. If someone doesn't like working with me, I let them leave and work with someone else. I surround myself with a network of outstanding peers and highly competent people who get my phone to ring off the hook.

Unfortunately, so many entrepreneurs are too short sighted or too cheap to pay commissions to keep their people happy. This is why so many companies cannot retain good talent, spend huge dollars on advertising and eventually become weak and vulnerable from attrition to their teams and advertising budgets. There are few things in business that are more expensive than employee attrition and advertising.

Learn from Coca Cola and Drug Dealers and implement the "Pay Everybody" strategy in your business. If you build a good program and stick with it then you will see wild results in 30 days.

Thanks for reading,
Stefan Aarnio
Freedomway.ca

P.S. Share this article if you found it educational!

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    Stefan Aarnio

    Stefan Aarnio is a Real Estate Investor, entrepreneur and artist based out of Winnipeg, Manitoba.His real estate website is Freedom Way Joint Ventures  His art can be seen at http://stefanaarnioart.com

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